How to Get the Best Rates on Health Insurance in Ohio

Ohio is one of the states that offer an enrollment period each year for guaranteed health insurance. This is a great resource for someone who knows they are ill but haven’t yet taken the step of looking for a health insurance plan. Although they can expect to pay higher rates than someone in very good health, it’s a great way to secure a health insurance plan that they may not otherwise be eligible for.

For people who have yet to experience any serious medical issues, there are things they can do to help them enjoy the best rates on health insurance in Ohio. Naturally every situation is different and will be dependent on the individual’s family status as well as lifestyle, however taking these steps often results in better rates:

oLosing weight. Obesity is a growing problem and often results in serious health complications including heart disease as well as diabetes. If a person is overweight they can expect to pay more in health insurance premiums than someone who maintains the right weight for their height.

oStop smoking. Smoking is certainly less of a problem now than it was decades ago but many people still are addicted to nicotine. People who smoke tend to pay higher premiums for health insurance because they are viewed as a risk to the insurance company for developing medical problems.

oJoin a gym. Some health insurance companies offer a discount for their clients who own a gym membership. The membership is viewed as a step towards a healthier lifestyle which results in reduced rates. If you do work-out at a gym on a regular basis, be certain to mention this when gathering health insurance quotes.

Ask for several quotes from different health insurance companies before you make a final decision. It’s also prudent to do another search for quotes each time your health insurance is renewed just to be certain you are indeed paying the best rates possible.